Alberta Paycheck Calculator

Estimate your take-home pay in Alberta after federal income tax, provincial tax, CPP, and EI.

$
$

Calculations use Alberta provincial brackets + 2025 CRA federal brackets. CPP (5.95%) and EI (1.66%) applied within their limits.

Estimated take-home pay

$61,758 /year

Monthly

$5,146

Bi-weekly

$2,375

Breakdown

Gross annual income
$85,000
Federal income tax
− $11,850
Alberta provincial tax
− $6,268
CPP (5.95%)
− $4,034
EI (1.66%)
− $1,091
Net take-home pay
$61,758

Effective tax rate

27.34%

Marginal rate

30.5%

How the Alberta paycheck calculator works

This calculator applies four layers of deductions to your gross salary: federal income tax (CRA 2025 brackets), Alberta provincial income tax, Canada Pension Plan (CPP) at 5.95%, and Employment Insurance (EI) at 1.66%.

Federal tax (CRA)

Federal brackets in 2025 range from 15% on the first $57,375 of taxable income to 33% on income over $253,414. The basic personal amount ($16,129) is applied as a non-refundable tax credit at 15%.

Alberta provincial tax

Alberta uses progressive brackets sourced from Tax and Revenue Administration of Alberta, 2025 tax year.

CPP and EI

CPP applies to pensionable earnings between $3,500 (basic exemption) and $71,300 (YMPE 2025). EI applies to insurable earnings up to $65,700. Both are flat-rate deductions with maximums.

Frequently Asked Questions

What is take-home pay in Alberta on an $85,000 salary?+
On an $85,000 salary in Alberta, your estimated take-home is roughly $60,000-$65,000 CAD after federal, provincial, CPP, and EI deductions. Use the calculator above for an exact figure based on your inputs.
What is the Alberta provincial tax rate?+
Alberta uses progressive provincial brackets. See the calculator above for the rates applied to your income.
How much CPP and EI do I pay?+
CPP is 5.95% on pensionable earnings between $3,500 (basic exemption) and $71,300 (YMPE) in 2025 — max contribution about $4,034. EI is 1.66% on insurable earnings up to $65,700 — max premium about $1,090.
Does RRSP reduce my taxable income?+
Yes. RRSP contributions reduce your taxable income for both federal and provincial tax. Enter your annual RRSP contribution in the calculator to see the impact.
Are these 2025 numbers?+
Yes. Federal calculations use 2025 CRA brackets. Provincial data sourced from Tax and Revenue Administration of Alberta, 2025 tax year. Last verified 2025-12-15.
Disclaimer: Estimates only. Real Canadian payroll involves provincial health levies, union dues, employer-specific benefits, and edge cases this calculator cannot model. For accurate planning, consult a Canadian CPA or use the official CRA payroll deductions tool.

Related calculators